Because we offer top shelf service at reasonable rates. We also make better use of your existing technology. We're not the cheapest, but we are the least expensive.
How can you lower my credit card processing fees?
Rates are negotiable. If you qualify, we switch you from a typical bank-based processor to a wholesale processor. Like everyone else, you still pay the issuing bank card and Mastercard/Visa/AMEX fees, but you pay less for the credit card processing.
What does a "credit card processor" do?
They are large third-party financial institutions that connect millions of terminals and websites to thousands of issuing card banks. The processor authorizes the charges, deducts the base fees from MasterCard/Visa and the issuing bank, then transfers the money to your bank account. The processor itself also deducts a small percentage for brokering each transaction and providing statements and support.
What does Seven Hills IT do?
While the processor handles the actual transactions, they rely on us, the Independent Sales Organizations (ISO) to negotiate rates with the client, configure the equipment and support the client. We (Seven Hills IT) negotiate the best rates and ensure the equipment is secured and performing efficiently. So you get the best of both worlds. Like all other ISO's, we are paid commission from the processor.
How much does it cost?
There is no cost to switch. You sign a new contract and we'll handle the back end. With any processor there are small monthly, annual and daily batch fees, but they all add up to a few hundred dollars a year. You're paying those now, but also likely a higher percentage on each transaction. A quote from us will specify the exact costs and fees, and a confidential but no-cost analysis will estimate your savings.
Can I keep my current terminals?
Yes, we typically just reprogram the equipment you have. But we can also provide new terminals with the tap and chip technology if you need them. Technology is changing and we'll keep you up to date.
How much will I save?
Every client is different, and it depends on how much you are being currently charged. The only way to know for sure is with a confidential analysis. Average savings are approximately 1/2% of card revenue.
Can my current provider lower my costs?
Generally not. Like insurance, cell phones and cable, you need to switch to save.
Why should I go with Seven Hills IT ?
Unlike those typical fast-talking sales people, you get a real person, a local senior IT Analyst to work with you on-site. Seven Hills IT is a local Virginia partner and reseller for Beacon Payments. We work together to lower your costs and provide expert local on-site help and 24x7 support.
What else can you do for me?
Above all, we provide integrity and transparency for all fees and services. We also see the whole process through to ensure a seamless transition. We ensure your terminals and websites are 100% functional. We'll personally train new employees if needed. We have extensive skills in IT security and systems integration, and keep our costs down to maintain a competetive edge.
OK so I'm interested, what are the next steps?
Schedule a confidential analysis of your current costs and savings estimate. Contact Martin Graham at 804-350-0922 or firstname.lastname@example.org.